Do I Need Travelers Insurance?

Everybody loves to travel all over the world and many never consider the need for travelers’ insurance before they leave on their planned business trip or vacation. Travelers insurance is like having total peace of mind when you’re away from home someplace on vacation and the need strikes for making a claim on you’re insurance.

Are you a traveler? There are many situations where travelers’ insurance might be a really good thing to have when you book a vacation or business trip away from home. Having a policy to help cover certain incurred additional unexpected expenses that you are not aware of is one really good reason to have the policy.

Here we will go over a few good reasons why insurance is a good idea when traveling and even more so if you travel often. There are some companies that offer coverage for just one trip while most provide complete annual coverage polices that insure all of you’re traveling throughout the entire year.

USA Visitor Insurance

When planning a trip over sea’s either traveling to or from the USA you really need an international insurance policy that covers medical and travel emergencies for when you’re away from home. I highly recommend anyone who visits the USA to get a short term policy at the very least as medical and insurance work much different in the USA than other countries.

For visitors with B1 and B2 visa’s and any other temporary types of visas are all advised to apply for a policy before traveling to the USA. To apply you need to give you’re name, you’re passport number and you’re date of birth to complete the application process and upon successful enrollment and confirmation you will receive a printable ID card.

International Travel Insurance

International travel insurance is a type of medical travel insurance that provides for unexpected injuries and illnesses while traveling abroad. It is available to both US citizens and non US citizens taking a short trip abroad or living abroad temporary and its primary design is to relieve stress of financial burden due to unforeseen mishaps while abroad.

International travelers’ that have travel insurance are provided with adequate coverage for any medical expenses that may be incurred due to any illnesses or injuries during you’re travels, emergency evacuation should the situation arise, trip interruption or cancellation, loss of passport or wallet, lost luggage, assistance in the event of a natural disaster, repatriation benefits, and many other potential risks that could spoil the outcome of you’re trip.

Green Card Insurance

There are many reasons for new immigrants and green card holders to the USA to have varying eligibility for domestic health insurance policies. For new card holders travel medical insurance will provide you with the temporary coverage you need to stay protected and you can choose a plan that best fits you’re needs after eligibility is reached.

Green card holders who now live in the USA on a permanent basis will benefit from having a travelers’ insurance policy. Green card holders who travel back and forth to the USA will benefit having a travelers’ insurance policy protecting them. Under the Affordable Care Act it is required to have insurance in the USA, however the fines levied against US citizens is no longer in effect for not having an insurance policy.

Business Travel Insurance

Business travel insurance is designed for people who travel internationally for business purposes. Business travelers’ concerns are different when buying travel insurance and they should select a plan that fits their needs and/or their company’s needs. People traveling abroad don’t want travel mishaps to interfere with important business engagements like if you’re baggage is lost and you need new replacement clothing or you have to end you’re trip early and return home due to an emergency. If you become ill and require medical attention, business trip insurance covers all of these incidents, making you’re trip less stressful.

Great for anyone who takes multiple business trips a year, multi trip business travel insurance policies provide coverage for several trips over the course of a year, saving busy travelers’ from having to buy a new policy for each trip. Your company may not be liable for some travel-related expenses or medical bills in case you become injured while traveling abroad. Having business travel insurance minimizes you’re liability and financial risk, allowing you to focus on what’s important.


Cancellation Insurance

Trip cancellation insurance protects you from financial losses that might occur if you’re trip gets canceled due to an unforeseen event. Trip cancellation insurance minimizes the risk of loss by covering you for the cost of tickets and other prepaid expenses in the event of trip cancellation due to covered reasons.

There are some other plans that may provide optional coverage on flexible terms, which are known as “covered for any reason” plans. This option will allow you to cancel you’re trip for any reason. Reasons you want trip cancellation insurance?

Don’t risk losing money buying plane tickets and other non-refundable expenses if you need to cancel the trip. Travel plans made far in advance the chances of changing plans are much higher.

For cruises it is quite involved to cancel and get a refund but with travelers insurance your covered.  Families often have kids that get sick and sometimes that can happen in place of your traveling plans and you need to cancel your  travel plans, with travel insurance you’re covered.



Thanks for reading my post and please feel free to leave a comment.

Moon Palace Review – Mexico

The Palace Resorts properties are some of the most beautiful resorts in the world and they have 10 properties that are all luxury high end resorts with plenty of services and perks for the guests who stay with them. Three of the properties are Moon Palace Resorts with one of them located in Jamaica and the other two located in Cancun Mexico. All the Palace Resorts properties are located in Jamaica and Mexico and they are all beautiful oceanfront locations with a ton of amenities.

The resorts offer many services for any different needs including weddings, business meetings or group discounts for large parties staying at any Palace Resort location as a group. This is a must for wedding parties to accommodate friends and family at a nicely discounted rate. There are some services offered free of charge that include free WiFi and free long distance calls to the Continental US.

The Palace Properties are rated 4 and 5 stars in most reviews and there’s a good reason for that high of an over all review. The Chefs at all the Properties are award-winning culinary masters and the properties themselves are all award-winning. Palace Resorts also created the Palace Foundation, an outstanding foundation noted for their work helping sick children with free trips to Disney and the foundation also gives students educational scholarships as well.

Professional golfer Lorena Ochoa, who played on the U.S.-based LPGA Tour from 2003 to 2010, and was the top-ranked female golfer in the world for over three years is partnered with Palace Resorts and the Palace Foundation. Together with Fundacion Palace, Ochoa hosts Palace Resorts’ annual golf tournament at their signature property Moon Palace Cancun. Participants test their skills at the resort’s challenging Jack Nicklaus course, the first of its kind in the Mexican Caribbean.

The proceeds of the tournaments go towards the maintenance and enhancement of the Palace Foundation’s Casa Hogar, an orphanage where local Mexican children receive housing, healthcare and formal education. Proceeds also go towards giving academic scholarships to the students of the La Barranca Educational Center, the main project of the Lorena Ochoa Foundation. Golfers from all over the world join Ochoa and Palace Resorts executive teams with the traditional welcome dinner at The Grand at Moon Palace Cancun Crystal Salon.

The Palace Resorts Moon Palace gets a 5 star rating because of location, amenities, room quality and the service staff. Most anything you need is readily available by simply asking, service and hospitality is what they’re noted for with guests who stay. You can sit at the Tiki bar in a hanging swing or hang at the pool bar in the water or out of the water all while enjoying a cocktail of your choice. Palace Resorts are very family friendly and offer many families activities for kids of all ages from young to teenagers.

Moon Palace Cancun


There are plenty of activities that will keep you busy at Palace Resorts Moon Palace with unending days of non-stop fun. Everybody likes riding the water wave called Flowrider, it’s a kids favorite, but adults also love riding the wave. For any children they offer the children’s club which they call the playroom for children to 12 years old, under 4 supervised.

These activities are offered between two playrooms, one is called Sunrise and the other is called Nizuc and they are open from 9am until 10pm every day. The activities include a dollhouse, a creativity area, an Xbox and PlayStation room, a theater with cushioned seats, labyrinth, a sandbox, a baby area, a swing garden, monkey bars and a seesaw.

Adults can experience the Awe Spa and treat themselves to pampering with hydrotherapy massages, bath therapy’s, facials and body scrubs all done in one of 36 spacious treatment rooms. The Wired Lounge is an awesome place where you have an arcade and console video games with internet access for you to play. They also serve a specific food menu and you can stay and play for as long as you wish.

You can enjoy many tours that are absolutely spectacular of Mexico areas like the ancient Mayan temples or maybe you prefer to do a snorkeling tour. You can take the jungle tour through the mangrove jungle of the lagoon on the Aqua Twister jet boat and you can snorkel from the boat as part of the package you choose for any stay with Palace Resorts.

They offer special activities including bicycles, swimming, poolside games and contests and in the evenings they offer musical acts, themed parties, karaoke and a Mexican Fire Show. For nightlife, they have bars and clubs where you can dance all night to DJ’s who keep the party going. NOIR serves top shelf alcohol and has a VIP section with bottle service. Moon Palace also offers unlimited golf on their Jack Nicklaus signature 27 hole golf course.

Parents get an absolute deal for families since kids and teens stay free, you only pay for mom and dad when booking any rooms. Receive a 45% discount when you book your Moon Palace stay from the banner on this page for a limited time. You can book memories at a great discount for a luxury Moon Palace vacation that anyone would love and cherish.



The accommodations at Moon Palace are as such; Superior Deluxe Resort View, Superior Deluxe Garden View, Superior Deluxe Ocean View, Superior Deluxe Ocean Front, Junior Suite Golf, Concierge Level, Wellness Suites, Family Deluxe, Ambassador Suite and the Presidential Suite.


Clubs & Bars

There are four bars and clubs at Moon Palace Mexico, each one different than the other and all are exceptionally beautiful. CLUB UNIQUE will have you dancing all night long in paradise lit up to hot beats with live DJ’s and perfect cocktails to enjoy. THE PUB takes you to England and is a perfect traditional pub to watch games or see live music while enjoying a pint of ale. The futuristic SKYBAR boasts an expansive collection of craft cocktails from signature specials to blended old favorites. LOS COLUMPIOS BAR is definitely different and absolutely awesome as you sit on swings enjoying any cocktails at the tiki bar.



The selection of dining choices are quite impressive with a wide range of cuisine including Asian, Seafood, Mexican, Italian and International foods as well. There is JC Steak House, Palapa Asadero and Arrifices and so many other restaurants plus a fine bakery and plenty of clubs and bars to choose from that also serves food to make each night one to remember forever.



There are several ways to get around Moon Palace, you can walk if you want to of course, but Moon Palace also offer  bicycles or a bus that will take you around the property or you can use their golf carts to navigate the property for you to enjoy your stay with Palace Resorts.



Palace Resorts is the perfect luxury resort destination for many types of celebrations including weddings, Honeymoons, renewal of vows and anniversaries. They offer discounts for groups in any wedding party, a must for any guests attending any wedding or for the people that are part of the wedding itself. Palace Resorts offers their experienced wedding planners that will help you plan any special event from start to finish.


Resort Credits

Resort credits are spendable on rounds of golf, tours and spa treatments and they are given depending on any stay time with the resort. For a stay of 3 nights you receive a $500. Resort credit, 4 nights is a $750. Credit, 5 to 8 nights is a $1500. Credit, 9 to 11 nights is a $2000. Credit and a 12 night stay is a $2500. Credit. That gives you plenty to spend on your activities while staying at Palace Resorts.

Thank you for reading my Palace Resorts Moon Palace review and check out some of my other reviews of the Best Luxury Travel Deals.



Ultimate Weddings At Palace Resorts

Why Choose Palace Resorts

Imagine a wedding party on the beach in Mexico or Jamaica located at a highly rated oceanfront resort venue with your closest friends and family enjoying every second of the specially planned very extravagant wedding event.

The Palace Resorts are award-winning oceanfront properties that well exceed the exuberance of luxury for today’s modern luxury weddings and they have been ranked in the top 10 destination wedding locations.

Most luxury destination locations weddings take place in beautiful stunning exotic locations much like any of the Palace Resorts oceanfront properties.

One of the most beautiful wedding destinations you could experience before you decide to say “I DO” would be Moon Palace Jamaica. They know how much you will love the resort and they offer an all-inclusive 2 night free stay so you can see it first.

There are terms and conditions to the offer but you can preview paradise before you get married, they work with you for the best dream wedding you could ever plan on in your lifetime.


Award Winning Properties

Palace Resorts has won numerous awards over the years and the most recent was in November 2018 when they won three Travel Weekly Magellan awards. The chefs at Palace Resort restaurants are award-winning chefs as well with a beautiful outstanding menu that you will love. Another reason Palace Resorts is considered the best to me is the Palace Foundation who are outstanding and have helped special needs kids with trips to Disney and so much more.

The wedding location really matters on you’re wedding day and finding the perfect location for a memory that lasts forever is priceless. Some people have their weddings in some of the most beautiful wedding destinations all over the world and Palace Resorts is one of the most beautiful oceanfront wedding venues today. Do you want one of the most unforgettable wedding ideas for your special day? Then take a peek at Palace Resorts Paradise Weddings and start planning your big day.

To plan your perfect wedding take a look at paradise beach weddings website and take a tour of what is available for you’re wedding party and also the extra perks for the bride and groom as well. The Paradise Moon Palace Jamaica is a beautiful award-winning luxury Palace Resort property that is a favorite for many wedding parties, but all the Palace Resorts properties are the best oceanfront wedding destinations to plan your ultimate wedding destination.


Wedding Planning

An elaborate wedding has so many things to plan out for the event and for any ultimate wedding planning with an epic hotel wedding you will need help with everything and Paradise Weddings has your back. Paradise Weddings will be with you from day one, all you have to do is ask and they will be there to help you plan your perfect wedding day. Take advantage of these highly experienced planners to make you’re wedding the most perfect event that will fill you with a lifetime of memories.

Check the schedule for Palace Resorts wedding event previews and book your free 2 night stays after signing up with your email and current information. There sure aren’t many resorts that offer this kind of luxury to anyone with a price tag of free. Of course there are terms attached to the deal, but the deal exists and you can get it if you want to preview you’re wedding venue. Palace Resorts allows you to see everything about the venue before you get married or spend your honeymoon at their resorts. That sounds like an incredible way to see just how you want to plan the ultimate event of your lifetime.


Religions and Cultural

Palace Resorts Weddings cater to non-denominational, Catholic weddings, Jewish interfaith weddings, Indian weddings and Mayan Ceremonies. Any other religion types are welcome and they will help you with arrangements if you need the help. Classy wedding venues with Palace Resorts are spectacular oceanfront events and they have you covered for all of your religious and cultural needs so you can plan your beautiful wedding day ceremonies accordingly.

Let Palace Resorts planners speak to you about any specific needs for your religious ceremonies and have them show you all of your available options. Start planning a wedding with Palace Resorts and you will be able to all say together that we just planned our perfect wedding. You will have peace of mind knowing you took care of every detail and you are staying at the best oceanfront wedding destination in beautiful Jamaica or Mexico destination resorts.

Wedding and Honeymoon

Palace Resorts has offers like $1500 USD Resort Credit good for spa treatments, golf and much more. You can add free WiFi to the list of perks and free calls to the continental US and Canada. Take advantage of an unbelievable 40% off on booking your honeymoon with Palace Resorts and get ready to feel the love of a lifetime with your spouse while you are being pampered and catered to with the kind of services only a highly acclaimed resort like Palace Resorts can provide.

Check out the available dates to Preview Paradise with Palace Resorts and select your best available time to schedule a visit to tour the resort or simply discuss your needs via a phone and email for you’re wedding and or honeymoon stays. Discover why Palace Resorts are the most beautiful highly rated award-winning hotels located in the most serene beautiful exotic oceanfront locations between Mexico and Jamaica.

Palace Resorts also provides group party rates for planned wedding events to accommodate your guests for the wedding. There are other promotions that include $1000 entertainment credit that could be used for a band or whatever you may need. You really should consider taking a look into Palace Resorts when you are planning your paradise wedding venue. Create a wedding and honeymoon that will give you a lifetime of memories where you want to come back and celebrate your future anniversaries. Start planning the wedding, the wedding reception and the honeymoon and create a magical lifetime memory when you book the venue with Palace Resorts.

Thanks for reading this article review of the beautiful oceanfront Palace Resorts Paradise Weddings located in Mexico and Jamaica.
Best wishes and I hope you find the Palace Resorts properties to be the absolute perfect wedding destination location for your venue.

Book A Free 2 Night Stay In Mexico

Book A Free 2 Night Stay In Jamaica

Luxury Travel Deals Beyond First Class

Who doesn’t like all things luxury? If, everybody could afford the lavish lifestyle you can bet everyone would be living that lifestyle. When it comes to luxury you either settle for less or you get the best. Traveling is a huge part of peoples everyday lives between work travel or vacation travel and the miles rack up fast. Imagine flying on your own chartered jet to get to any location avoiding all the normal airport hassle or paying a high price for first class and business class upgrades which in some cases isn’t much better than flying coach.

It’s possible you can fly on a private charter jet for near the same costs as flying on some commercial airlines with far less airport hassles involved. Some charter companies have what’s called empty leg flights which are empty jets usually returning someplace or heading somewhere to pick up clients. These empty leg flights can save you a ton of money. If a jet has open seats you may get all the seats or maybe just one seat depending on your needs, but it will come at a far better price than the normal fee’s charged when you are booking a private charter jet.

This is a normal procedure with most charter jet companies as a way of filling the seat and most pilots don’t normally get paid on empty return trips, unless of course some customers bought the empty leg seats. These type of flights happen for both short distance and long distance types of traveling and you pretty much have the jet to yourself to enjoy like a boss. Sometimes you land in an executive airport and other times it may be a commercial airport, but your terminal will not be located where the commercial flights would normally arrive.

As an example, some charter jet flights may cost more than $5000. For 6 seats at the companies normal rates. The rates for the empty leg seats may go for as little as $1500 or less depending on the company and for one seat the price would be about $250. and some deals might be much less or it could be a bit higher depending on the company. This type of discounted rate for the same flights happens with many other types of bookings with luxury traveling and lodging. Many resorts will give up posh suites for next to nothing just to make up for an empty suite, while it may not make them a ton of money, they’re counting on you to spend at their resorts. Think Vegas, in many cases you can get a really nice suite for next to nothing because they want you to eat at their restaurants and gamble in their casino’s so they entice you with a free or completely discounted suite for your time spent with them. There are many companies that do this kind of discounting, but I love Las Vegas, doesn’t everybody?

Exotic Car Rentals

Have you ever wanted to drive a Lambo or a Vette? Exotic cars are plentiful in some cities from the east coast to the west coast and unless you can afford to shell out what most don’t have you may never own one in your life, but that doesn’t mean you can’t drive one. There are many exotic car rentals that will allow you to enjoy the car for as long as the rental term on the contract. In South Florida there is one company that I know of that has most any car you might be looking to drive and they do business in Palm Beach, Broward and Dade Counties. These companies sometimes offer discounted specials on certain cars just as any commercial car agency does to bring in sales from discounted specials.

Besides exotic cars some of your bigger commercial car agencies offer high end cars that may include BMW, Mercedes, Cadillac, Camaro, Mustang and many others. These agencies offer deals on these higher end cars sometimes because of various reasons that includes dead times during the year. It could be a reservation cancellation or the rental company may offer a complimentary upgrade to keep you from renting from the other guys. Sometimes these offers are towards businesses and not the public and sometimes its offered to both.

Just look at some offers on this site and you will find there are some pretty awesome travel options out there for you. You don’t necessarily have to settle for less because of the price involved if you can get a good deal on the contract costs.

Luxury Cruises

Luxury Cruises are the one area where the best luxury travel deals are often found to be plentiful due to the competition and cancellations. There are so many cruises to pick from and they all offer discounted package deals in some form or another. The luxury is absolute with most modern cruise ships and they often have 4 or 5 bars and restaurants beside many other activities for your relaxation and enjoyment. Some of these cruise ships are enormous and for you to cover the entire ship on your stay may not be all that easy to do, but I guarantee you will enjoy the parts you do get to see on the cruise ship.

The cruise ship industry offers so many themed type of cruises these days and your selection of choices are quite plentiful. There are concert cruises with huge numbers of well-known bands that play night after night during your stay on the cruise. Everybody knows of Disney cruises and many of the other popular cruise ship names like Carnival or Norwegian cruise lines. These companies often sell tickets at a discounted rate as an incentive to fill the cabins on the cruise ship before setting sail.

Take a look at some cruise ship offers on this site and see if there’s a deal you might want to snap up before someone else does.

Luxury Resorts

The resort business is one that during season the resort will offer deals and specials at whatever their normal price may be. Sometimes the deals have a small discount to get you to come and stay at their resort instead of the other competitions digs. This happens for many reasons, some are timeshare properties and others are actual resorts like Disney or Universal studios. Believe me the companies want you staying in that suite for 3 or 4 days hopefully spending your money on all the surrounding attractions and they are willing to give you a room at a well discounted price to get your business.

Some best deals like this will also be found in Las Vegas where you can save on a room and spend on restaurants. The Las Vegas resorts all want you staying just as Disney or any other big type of resort would want for your future business. There are some ski resorts that have specials and deals where lodging is offered discounted for a beautiful suite or cabin. Some hunting lodges offer package deals with outstanding prices for the trip of a lifetime hunting or fishing, think Alaska.

It doesn’t matter what type of resort your looking to check into for a few days, chances are you can find a discounted deal. The best tip is of course in the off seasons you can sometimes get exceptionally great deals for well under the normal fee’s.


Luxury Homes

Renting a home can be the same cost as what a room might cost in some instances depending on both the home and the hotel. If you are splitting the costs that would be the best case scenario for savings, but sometimes you can get certain days of the year for lower discounted prices for a chance to stay in these high end homes. To discover just how many of these rentals are available it might surprise you when you start digging for an alternative to just getting a plain old hotel room.

Besides discounts available for veterans or senior citizens you also have catalog discounts for most anyone else looking. You can get discounts on many types of accommodations all over the world and they can sometimes include an entire home. I’m pretty sure this was how air b&b played into the home market and well now look at the company they’re a giant company. People expect good deals on extravagant and many of these rentals will offer discounted deals, it beats an empty house.

The luxury home is something that is attainable to rent by the day or week or month depending on the booking of the home. You can check out some of these offers by clicking on any banner on this site and navigating through the offer sites.

Living The Good Life

Living the good life is a term you might hear others say when their describing someone with visible wealth in a home or car. The fact is almost anyone can live the good life if they look for the special deals that let them join a world of flash and cash. Your stay time may be limited, but I guarantee you’ll love the time spent and the memories made enjoying the deal you get. Take time to spend a few days somewhere relaxing with no disruptions all while being catered to with all kinds of services.

Thanks for reading this post and check out some of my other posts for the best luxury travel deals before they expire.